Convert Chime CSV to QuickBooks (.QBO)
Works with Chime CSV and Excel exports Nothing uploaded
Chime is a mobile-first banking app, and that shows in its export options. There's no QuickBooks Web Connect (.QBO), no QFX, no OFX, and historically no easy CSV either, since Chime hands you PDF statements. More recently some Chime accounts can download recent activity as a CSV from the web dashboard, which is the file most bookkeepers end up working from.
The problem: that CSV isn't shaped for QuickBooks. QuickBooks Desktop won't take a CSV at all (it wants .QBO), and QuickBooks Online's importer frequently misreads Chime's column order, transaction-type field and running balance. The result is mismatched debits, dropped rows, or dates that refuse to parse.
QBO Maker fixes that. Feed it your Chime CSV and it produces a clean OFX/QBO file QuickBooks recognizes, debits and credits signed correctly, balance rows ignored, dates normalized. The whole conversion happens in your browser, so your Chime spending data never leaves your device. If your CSV only has Date, Description and Amount, that's plenty, convert it here and import in minutes.
.QBO QuickBooks accepts. For Chime, its dates are usually MM/DD/YYYY, and amounts arrive as a single signed column, both detected automatically.A typical Chime export has columns like Date, Description, Type, Amount, Running Balance and uses MM/DD/YYYY dates. QBO Maker auto-detects these, just confirm the mapping.
How to import Chime statements into QuickBooks
- Export your transactions from Chime online banking as CSV or Excel.
- Open the QBO Maker converter and drop the file in.
- Confirm the auto-detected date, amount (or separate debit/credit) and description columns.
- Choose .QBO as the output and click download.
- In QuickBooks Online: Transactions → Bank transactions → Upload from file, then select the .QBO. In Desktop: Banking → Bank Feeds → Import Web Connect File.
Chime-specific things to watch for
- CSV isn't guaranteed. Chime primarily issues PDF statements; the CSV download only covers recent activity on accounts that have it, so older months may be PDF-only.
- Transaction Type column. Chime tags each row (e.g. purchase, transfer, deposit) in a Type column. QBO Maker ignores that column and takes the direction from the signed amount, so it is not required for a clean import.
- Running balance present. A balance column appears per row; it isn't a transaction, so QBO Maker leaves it out to avoid phantom entries.
- Two routing numbers. Chime accounts are issued through partner banks (The Bancorp Bank or Stride Bank), so the routing number on your file depends on which partner holds your account, check your app before relying on a default.
QuickBooks Online vs Desktop
QuickBooks Online: Transactions → Bank transactions → Upload from file → choose your .QBO. QuickBooks Desktop: Banking → Bank Feeds → Import Web Connect File. Desktop is stricter about the bank ID.
Frequently asked questions
Does Chime offer a QBO or OFX download for QuickBooks?
No. Chime has no .QBO, .QFX or .OFX export and doesn't connect to QuickBooks Desktop via Web Connect. Download whatever CSV you can from the Chime web dashboard and convert it with QBO Maker to get a QuickBooks-ready file.
Chime only gave me a PDF, can I still use QBO Maker?
QBO Maker reads CSV, Excel and text-based PDFs (scanned/image PDFs need a CSV step first). If all you have is a Chime PDF statement, you'll first need to get the data into a spreadsheet (a separate PDF-to-CSV step), then bring that CSV here to produce the .QBO.
Which routing number goes in my Chime QBO file?
It depends on your partner bank, Chime accounts sit at The Bancorp Bank or Stride Bank, each with its own routing number shown in your Chime app. Use that number so QuickBooks Desktop matches the import to the right account.
Is converting my Chime CSV private?
Yes. The conversion runs entirely in your browser. Your Chime transactions are never uploaded to a server, and nothing is stored. You can preview the result on the validator before importing.